Investment is an extremely important topic nowadays. This is due to the fact that there is a constant process of decreasing the purchasing power of money. Therefore, in conditions of high inflation and rising prices, it is necessary for money to work, that is, it needs to be invested. It should be noted that this does not depend on the type of activity and the availability of free time. So, for example, if you serve in the army, then asset management can be transferred to an investment company.
Now there are quite professional companies that manage client funds. At the same time, the initial amounts for investment can be available to quite a few and amount to about two hundred to three hundred thousand rubles. If you go to serve in the army, then this method of preserving the purchasing power of money will be the most optimal. This can be explained by the following reasons.
First of all, if we consider savings by accumulating funds in a depository account with a bank, it should be noted that, as a rule, interest on such accounts does not even cover inflation. And if it speaks of a real rise in prices, then the bank interest is lower by very significant values. It is obvious that under the cushion storage is even worse than a bank deposit, which can only slightly smooth out the decrease in the value of money.
Since there is no need to talk about free time and independent asset management in this case, the only option is trust management. This service is provided by special companies, branches of investment banks, brokerage firms. In such companies, funds are managed by professional portfolio managers who perform transactions with various financial instruments. At the same time, there is an opportunity not only to choose one or another company, but it is also possible to select various asset management strategies within the company in accordance with the possible probability of risk and profitability of any strategy.
With the help of this service, after the army, it will be possible to receive an amount that will be slightly higher than the army was. Obviously, for this to be so, it is necessary to select enough professional asset management specialists. Therefore, you should choose the management companies carefully enough. At the same time, you should familiarize yourself with the profitability of certain strategies, how they behaved during crises, whether there were significant losses during downturns in financial markets.
Only taking these parameters into account can we expect to reduce the risk of a decrease in the purchasing power of money and receive a return on investment.
